📋 Terms of Use

Terms of Use

Please read these terms carefully before using our service

Last updated: 12 September 2025

Agreement to Terms

By accessing and using Loan Jasoos, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this service.

Important Notice

These terms constitute a legally binding agreement between you and Loan Jasoos. We reserve the right to modify these terms at any time, and your continued use of the service constitutes acceptance of any changes.

Service Terms

Understanding our service and your responsibilities

Service Description

Loan Jasoos provides a community-driven platform for loan verification and loan information sharing.

  • Search and verify defaulter information
  • Add and manage loan records
  • Access community-verified data
  • Use risk assessment tools

User Responsibilities

Users must comply with our terms and use the service responsibly.

  • Provide accurate information only
  • Respect other users privacy
  • Follow applicable laws and regulations
  • Report suspicious or fraudulent activity

Prohibited Activities

Certain activities are strictly prohibited on our platform.

  • Sharing false or misleading information
  • Harassment or abuse of other users
  • Unauthorized access to accounts
  • Commercial use without permission

Account Security

Users are responsible for maintaining account security.

  • Keep login credentials confidential
  • Notify us of unauthorized access
  • Use strong passwords
  • Log out from shared devices

User Obligations

Your responsibilities when using our service

Provide accurate and truthful information
Respect intellectual property rights
Comply with all applicable laws
Maintain confidentiality of sensitive data
Report security vulnerabilities
Use the service for lawful purposes only
Respect other users and their privacy
Follow our community guidelines

Prohibited Uses

Activities that are strictly forbidden on our platform

Prohibited Activities

Sharing false or misleading information
Harassing or threatening other users
Attempting to gain unauthorized access
Using the service for illegal activities
Violating intellectual property rights
Spamming or sending unsolicited messages
Creating fake accounts or identities
Circumventing security measures

Limitation of Liability

Important limitations on our liability

Service Availability

We do not guarantee uninterrupted service availability

Data Accuracy

We cannot guarantee 100% accuracy of all information

Third-Party Content

We are not responsible for third-party content or services

Financial Decisions

Users make lending decisions at their own risk

Intellectual Property

Rights and ownership of content and data

Our Rights

Loan Jasoos and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

User Content

You retain ownership of any content you submit to our platform. However, by submitting content, you grant us a license to use, modify, and distribute such content for the purpose of providing our services.

Third-Party Content

Our service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.

Termination

How accounts can be terminated

User Termination

You may terminate your account at any time by contacting our support team or using the account deletion feature in your settings.

Service Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms of Use or is harmful to other users.

Questions About Terms?

If you have any questions about these Terms of Use, please contact our legal team.